6 Best WooCommerce Store Credit Plugins

Are you looking for the best WooCommerce store credit plugin for your business? If so, keep reading. In this article, we’ve handpicked the top 6 store credit plugins that help increase engagement and conversions on your site.

Before we start, let’s learn why you should use WooCommerce store plugins and what factors to look for.

Why You Should Use WooCommerce Store Credit Plugins

There is no option to add the store credit functionality in WooCommerce. However, you can easily change that with the help of WooCommerce store credit plugins. These plugins allow you to issue store credits, manage customer accounts, integrate e-wallets, and more in a few clicks.

Store credits are value given to customers as refunds for product returns and loyalty rewards for their purchases. Customers can then use their credits to buy other products on your site or your physical store. This not only helps you avoid sales loss but also improves the shopping experience for customers.

With a store credit plugin, you can quickly set up a credit system on your website. Many plugins allow you to offer gift cards and special coupon codes to specific customers through email. Customers can also gift these coupons to other people so that they can buy items in your store. It helps promote your business and generate more profit.

Now that you know the benefits of using WooCommerce store credit plugins for your business, let’s learn the factors you should consider when choosing one.

What to Look for In WooCommerce Store Credit Plugins

To find a good WooCommerce store credit plugin for your site, you need to look for these factors:

  • Ease of use: Consider a plugin with an intuitive interface to get started without hassle. You should be able to install the plugin and create a credit system even if you don’t have any coding knowledge.
  • Customization: Make sure the plugin lets you customize your credit amount, coupon codes, customer email messages, and more. You can also check if the plugin allows you to limit the product categories where the credits are applicable.
  • Security: When running an online store, you must ensure the safety of your customers’ personal information and data. So, look for plugins that don’t compromise your website’s performance and security.
  • Integration: To make things more convenient, look for plugins that offer a wallet system that lets customers receive cashback rewards and refunds directly on WooCommerce Wallet. Many plugins also integrate with payment providers so that customers can buy store credit or gift cards.
  • Support: Check if the plugin developer offers reliable customer support. A good support team can help you solve any issues or queries regarding the plugin.

Now that you know what factors to consider when choosing the right store credit plugin for your WooCommerce store, let’s review the list in the next section.

6 Best WooCommerce Store Credit Plugins

We handpicked the top six WooCommerce store credit plugins on the market. They are:

  • WooCommerce Store Credit
  • Store Credit for WooCommerce
  • Easy Digital Downloads
  • Wallets System for WooCommerce
  • Get Paid Wallet Addon
  • YITH WooCommerce Account Funds

1. WooCommerce Store Credit

WooCommerce store credit

WooCommerce Store Credit is a simple yet powerful plugin that lets you issue credit coupons as refunds on your site. Customers can redeem these coupons at checkout and purchase multiple products with them until the credit runs out or the coupon expires.

Moreover, you can allow customers to purchase store credit and gift it to their friends and family. Customers can also combine coupons with credit coupons to buy more products on your website. This helps drive more traffic to your online store and boost conversion rates.

With this plugin, you can send special credit coupons to customers to reward them via email. You’ll also find options to edit the email title, subject, content, and more. So you can personalize the relationship with your loyal customers.


  • Option for customizing credit coupon code format
  • Enable credit coupons for products, taxes, shipping costs, or total order
  • My Accounts page for customers to check their credit details
  • Integrates with payment apps for selling credits
  • Excellent customer support


WooCommerce Store Credit is a premium plugin. It costs $6.59 per month, billed annually at $79.

2. Credit Line or Credits for WooCommerce

credit line for WooCommerce

Credit Line or Credits for WooCommerce is one of the best plugins for setting up a credit system on your online store. It lets customers buy items even if they don’t have sufficient funds and allows them to pay the credit line later.

The plugin lets you set predefined rules to issue the credit line or credits. All the customers need to do is submit a form to apply for the credit line. They are automatically notified about the credit if they match the criteria. Admins can also review the application manually and approve the credit lines.

Then, your customers can purchase items in your store using available credits during checkout. The plugin provides a dedicated dashboard to customers for managing their credits and unbilled transactions. Customers can pay the credit amount in installments every month. Once they make the required payment, they will receive their credit amount back.


  • Upto 58 days repayment period
  • Option to set repayment date and late fee
  • Refund customers directly using the credit line
  • Load credits from admin funds or virtual funds
  • Generates bills in PDF or HTML file formats


Credit Line or Credits for WooCommerce is a premium plugin. It costs $4.09 per month, billed annually at $49.

3. Easy Digital Downloads

easy digital downloads

Easy Digital Downloads is the perfect plugin for selling digital products such as eBooks, artworks, music, and more. It allows customers to pay via debit card, credit card, and other payment gateways.

With its Wallet extension, you can easily add a credit and deposit system to your website. This system allows customers to buy store credit and redeem it later to purchase products in your store. Customers who make deposits on your site can access a wallet that holds their balance.

Customers can make multiple purchases using their wallets until the funds run out. They can deposit more funds at any time. Both customers and the admin will receive a confirmation email for each deposit.


  • Offer special discounts for credit payments
  • Customizable discount codes
  • Admins can view all customer wallet balances
  • Option to add or subtract funds from customer’s wallet
  • Integration with payment gateways like Stripe and PayPal


Easy Digital Downloads is a freemium plugin available in the WordPress repository. The Wallet add-on requires the Extended plan, which costs $199.50 and is billed annually.

4. Wallet System for WooCommerce

Wallet system for WooCommerce

Wallet System for WooCommerce is another plugin that allows you to add a wallet option to your store. You can send refunds and cashback rewards directly to customers’ wallets, and customers can buy items on your site using their wallet balance.

Also, you can reward customers based on their engagement in your store. You can offer wallet credit for daily visits, sign-ups, and product reviews. The refer-a-friend option allows customers to send referral links to new users and earn rewards. Customers can also top up funds in their wallets.

Furthermore, the plugin lets customers withdraw their wallet balance to their preferred payment app or bank account. Admins can set the minimum and maximum limits on wallet withdrawal. They can also view the transaction history of the customers’ wallets and download it in a PDF or CSV file.


  • Allow users to generate wallet QR codes
  • Add or remove funds from customers’s wallets in bulk
  • Let customers use wallets as the complete or partial payment method
  • Supports negative wallet balance
  • Email notifications for new funds, wallet credit, and more


Wallet System for WooCommerce is a freemium plugin. The pro version costs $79 per year for one site license.

5. GetPaid

get paid

GetPaid is an advanced online payment and invoicing plugin for WordPress sites. It offers a simple and easy-to-use Wallet addon that lets you integrate a digital wallet system for your customers. They can top up their wallets to purchase other products in your store.

The best thing about this plugin is that it integrates with all the payment gateways, such as Stripe, PayPal, Authorize.net, and many more. So, customers can top up their wallets using any of these payment apps.

You can also allow customers to withdraw their wallet balance to a PayPal account. However, you can turn off this option if you don’t want to lose out on potential sales.


  • View wallet transactions of all the users
  • Seamless integration with major payment gateways
  • User-friendly interface
  • Set wallet withdrawal limit
  • Reliable customer support team


GetPaid is a freemium plugin that offers many free and premium add-ons. The wallet add-on is available for free in the WordPress repository.

6. YITH WooCommerce Account Funds

YITH WooCommerce store credit account funds

Last but not least, we have YITH WooCommerce Account Funds. It allows you to add a fund deposit system like the wallet system on your site. Because customers deposit funds beforehand, customer interaction and engagement in your eCommerce store increase.

Whenever a customer purchases any product or service, you can grant them a special discount. They can use these discounts at the checkout when purchasing other products. This method helps to create a sense of loyalty in the customers and makes them want to buy more.

Using this plugin is beneficial for both sellers and customers. Sellers can grow their business by building good relations with customers, and customers can use discounts and rewards for future purchases.


  • Simple and lightweight interface
  • No coding knowledge is required
  • Full or partial payment with deposited funds
  • Customer account page for viewing wallet balance
  • Integrates with payment gateways to load money


YITH WooCommerce Account Funds is a premium plugin. It costs $79.99 per year.


We have discussed the best six WooCommerce store credit plugins that offer many customization features to create a personalized credit system. You can explore these plugins and select the one that matches your requirements.

WooCommerce Store Credit and Credit Line or Credits for WooCommerce are the best store credit plugins that allow you to issue credit and manage customers’ credit balances without trouble.

If you want a plugin that helps you set up an effective wallet system, you can go ahead with the Wallet System for WooCommerce plugin. It offers many advanced features for managing customer accounts and wallet funds.

With the help of these plugins, you can create a store credit and wallet system on your WooCommerce store in a few easy steps.

Let us know if you have any suggestions in the comment box below. You can also mention any plugins you think should be listed in this article.

Sreehari P Raju
Sreehari P Raju

Sreehari P Raju is a freelance WordPress content writer. He started using WordPress in 2015 and loves writing tutorials, product reviews, and listicles. While not working, he loves playing Minecraft or eating KFC.

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